Insurance & payment
Dental insurance and payment options
We’re out-of-network with PPO plans, and most still pay a share of your care here. We check your benefits first and tell you your portion before treatment begins.
Out-of-network, explained
How your PPO benefits still work here
“Out-of-network” sounds more alarming than it is. Most PPO plans include out-of-network benefits, so your plan still pays a share of your care at our office.
- 1
Share your carrier
Add just your insurance carrier’s name when you request a visit. We follow up for any other plan details we need.
- 2
We check your benefits
Our team verifies your out-of-network benefits and what your plan typically pays, before your appointment.
- 3
You know your portion first
After your exam you get clear next steps with expected costs, including what insurance is likely to cover, before anything is scheduled.
What it means for your bill
Your plan pays a percentage of your care based on its own fee schedule rather than a contracted rate. Your portion is the difference, and we tell you what that looks like before treatment, not after.
Why patients stay with an out-of-network dentist
Choosing a dentist out-of-network often comes down to continuity and quality of care: you keep a doctor who knows your history and takes a prevention-first, conservative approach, and your plan still contributes. If you’re comparing options, send us your plan details and we’ll give you real numbers to compare instead of guesswork.
Ways to pay
Every way to pay
Simple and predictable: insurance, two cards, your health accounts, or our in-house plan.
PPO insurance, out-of-network
Most major PPO dental plans include out-of-network benefits. We verify your coverage and explain expected costs before treatment.
Visa & MasterCard
For treatment and preventive visits.
FSA & HSA funds
Flexible spending and health savings accounts can be used for eligible dental care.
- Ask about the plan
In-house dental plan
No insurance? Our in-house plan offers savings on preventive care and treatment. Ask our team for current details.
Insurance carriers
PPO plans we can help verify
Patients often use these plans here. Don’t see yours? Ask us, since most PPO plans include out-of-network benefits.
- Delta Dental
- Cigna
- Aetna
- MetLife
- Guardian
- United Healthcare
- Blue Cross Blue Shield
- Humana
- Principal
- Lincoln Financial
- And more PPO plans
What we need from you
Include only your insurance carrier with your online appointment request. Our team follows up through your preferred contact method for any other plan details needed to verify benefits.
Please don’t put a member ID, date of birth, or medical details in the notes field.
Patient reviews
Clear answers, no pressure
These reviews are about how Dr. Wong explains treatment and options, not about insurance specifically.
“Dr. Wong's office is great! He is thorough, gentle, and always explains things clearly.”
Jason JonesOn Dr. Wong “Dr. Wong was great! He was patient, thorough, and didn't push unnecessary treatment.”
Brian OswaltOn treatment advice “Thoughtful dentist. Ask questions and listens to the patient.”
Andres DiazOn Dr. Wong
Questions
Insurance & payment FAQs
Still unsure about your plan? Send it to us and we’ll check.
Do you accept my dental insurance?
What does out-of-network actually mean for my costs?
Can you verify my benefits before my first visit?
What if I don't have dental insurance?
Do you offer payment plans or financing?
Will you give me a cost estimate before treatment?
Your next visit
Know your cost before you commit
Request a visit and add your carrier. We’ll check your benefits and walk you through expected costs before any treatment.